If you’re living under capitalism and not investing in any way, that’s not really some noble act, it’s you voluntarily staying broke and dependent on others in the future.

I’ll let you know when I magically have spare money in the worst global economy since the great depression.

Should at least have some form of retirement fund going so you don’t have to leech off the taxes paid by the young when you’re old.

No one checks their 401k often. Most people don’t consider that investment given its a scam they likely won’t ever cash in.

What about investments?

Doesn’t affect 90+% of people, and the remaining population frankly doesn’t deserve privacy since they don’t have anything to complain about.

Loading prepaid debit cards at gas stations sounds like a rough life. I’d like to think that I’d have more conviction for privacy if it came to that, but everyone has their line I guess.

Genuinely not bad unless you’re a complete shut-in. It’s also how the bottom 20% of Americans deal with online bill pay and interact financially with the digital world.

Ppl say this with such conviction but what about your bank website?

Prepaid debit cards exist. Load money at any convenience store. You can even get a routing number/account number for it so you can direct deposit to it. You call a number to check your balance or lock your card.

What if it becomes industry standard and you have no other options?

There’s no such thing on the internet. Most lemmy instances with a captcha use hcaptcha or similar since its cheaper (free, in fact), as an example.