• Wispy2891@lemmy.world
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    3 hours ago

    Leasing is not renting

    For tech stuff basically a financial entity buys the goods for you at full MSRP (they calculate a almost 100% depreciation over the term), then you pay that full price + interest over 48/60 installments, and when you’re done, they take the goods back and sell it back via some liquidator.

    And because the financial entity bought the stuff for you especially to lease it, you’re contractually obligated to pay until the end of the contract, can’t just get it for a month and then be done with it

    You paid $1200 to use something worth $900 for four years and then it’s not yours

    Unless you’re a business and the accountant says that’s better for taxes, leasing something doesn’t make sense

  • undrwater@lemmy.world
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    4 hours ago

    Leasing / renting will defeat RAM prices…somehow.

    I know. Typical click bait headline.

    Apple is in kind of a precarious position, though, aren’t they? They’re pretty much a hardware-first, consumer facing company.

    If the crash manifests, they’ll be in a good position, though.

  • morto@piefed.social
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    7 hours ago

    Looks absurd, but I’m sure a lot of people will pay for it and next year we will have news about apple getting record profits

    I’m too tired of all this

  • bluemellophone@lemmy.world
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    3 hours ago

    To be fair, there are millions of Americans who upgrade their phones with their cell carrier every year. Technically this is a 2-year loan that will pay off the device if you do nothing, or give you the option to trade in the device after 1 year of payments in exchange for a new device. This pays off the original loan, assuming the device is in good working order.

    The details matter here, but this is also very similar in the end result as a lease. You pay every month for an installment, get to use the latest and greatest hardware, and can trade it in for a new model. This model works very well for phones. Why not apply a similar principle to a laptop, but amortize the upfront cost over 4 or 5 years with the option to trade-in and upgrade after two years?

    It’s interesting enough for businesses that it may be a great model. The amount of older e-waste laptops filling closets and IT departments is staggering.

    • Nindelofocho@lemmy.world
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      39 minutes ago

      Phones you can usually keep once you pay it off though. Once you conplete the plan for the laptop you have to return it or likely pay a lump payment (if im understanding this correctly)

  • mitrosus@discuss.tchncs.de
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    3 hours ago

    Who did not see it coming? That was the whole plan since long ago. This way or that, you are the target to squeeze

  • fenpy@lemmy.world
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    3 hours ago

    Who want to own that shit now when they announced they’ll implement Israeli chips in the future versions!?

    Wait for Motorola with Graphene OS, or get a Pixel and switch to Graphene.